Is when you do your grocery shopping at Hannaford's because it is a little cheaper than Shaws
But at some point Hannaford's security is breached
So In March you discover hackers have been stealing shoppers' credit card numbers
For the past 3 months
So you call the bank where the (slightly cranky) customer service rep tells you that your atm/debit card number has been compromised
Sadly she can't describe what that means
So you cancel your atm/debit card and commit to looking at your account statements with a fine tooth comb*
Then you call the credit card company
A (polite) customer service rep tells you that your number may have been taken
But you have zero liability for fraudulent purchases and their computers are monitoring the situation extra closely
At this point you are skeptical of computers
Or at least the people who interpret their data
After all it took Hannaford's 3 months to detect the hackers in the system
So on a paranoid whim you cancel your credit card too
Which leaves you with no atm/debit card and no credit card for 5-7 business days
And of course no cash in your pocket
An effective way to limit impulse purchases
The only disadvantage is that this savings plan is short-term
As you imagine your savings account growing due to decreased spending
You may fantasize that this frugalness will continue
When it is no longer forced
In the end though
The second the plastic returns, your Hannaford's savings plan will evaporate.
*mixed metaphors are a symptom of flusteredness, and by golly you are flustered right now.
But at some point Hannaford's security is breached
So In March you discover hackers have been stealing shoppers' credit card numbers
For the past 3 months
So you call the bank where the (slightly cranky) customer service rep tells you that your atm/debit card number has been compromised
Sadly she can't describe what that means
So you cancel your atm/debit card and commit to looking at your account statements with a fine tooth comb*
Then you call the credit card company
A (polite) customer service rep tells you that your number may have been taken
But you have zero liability for fraudulent purchases and their computers are monitoring the situation extra closely
At this point you are skeptical of computers
Or at least the people who interpret their data
After all it took Hannaford's 3 months to detect the hackers in the system
So on a paranoid whim you cancel your credit card too
Which leaves you with no atm/debit card and no credit card for 5-7 business days
And of course no cash in your pocket
An effective way to limit impulse purchases
The only disadvantage is that this savings plan is short-term
As you imagine your savings account growing due to decreased spending
You may fantasize that this frugalness will continue
When it is no longer forced
In the end though
The second the plastic returns, your Hannaford's savings plan will evaporate.
*mixed metaphors are a symptom of flusteredness, and by golly you are flustered right now.
2 comments:
Hello. This post is likeable, and your blog is very interesting, congratulations :-). I will add in my blogroll =). If possible gives a last there on my blog, it is about the Projetores, I hope you enjoy. The address is http://projetor-brasil.blogspot.com. A hug.
My brother suggested I might like this web site. He was totally right.
This post actually made my day. You cann't imagine just how much time I had spent for this information! Thanks!
Feel free to visit my homepage: lifestyle crafts
Post a Comment